This mobile app “FinMapp” and the website “FinMapp.com” is owned, operated and maintained by Fininfinity Technologies Pvt Ltd a private limited company registered under The Companies Act 2013 with registration number U74999DL2020PTC374177, hereinafter referred to as “company”/”FinMapp” or “us” or “our” or “we” or “Company”) .
This document/agreement/understanding is a computer-generated electronic record published in terms of Rule 3 of the Information Technology (Intermediaries Guidelines) Rules, 2011 read with Information Technology Act, 2000 and does not require any physical or digital signatures.
Copyright and Intellectual Property Right Content:
Intellectual Property: Third Party Links. In addition to making Products available, this App / Website also offers information and marketing materials. This App / Website also offers information, both directly and through indirect links to third-party App / Websites, about various financial products, their features, cost, risk associated etc. FinMapp does not always create the information offered on this App / Website; instead, the information is often gathered from other sources. To the extent that FinMapp does create the content on this App / Website, such content is protected by intellectual property laws of India, foreign nations, and international bodies. Unauthorized use of the material may violate copyright, trademark, and/or other laws. You acknowledge that your use of the content on this App / Website is for personal, noncommercial use. Any links to third-party App / Websites are provided solely as a convenience to you. FinMapp does not endorse the contents on any such third-party App / Websites. FinMapp is not responsible for the content of or any damage that may result from your access to or reliance on these third-party App / Websites. If you link to third-party App / Websites, you do so at your own risk.
Products and Offerings
The company, through its mobile App / website offers various financial products like Loans, Credit Cards, Insurance, Mutual Funds etc. Not all the products are owned by the company. Information and products offered in the App and the websites are for intended users only and are only for his/her personal and non-commercial use. Use of the App/ website for any other purpose shall be considered inappropriate and shall be liable to legal action. By providing his/her personal information like mobile no and e-mail id the user agrees and authorizes the company to share his/her information with its partner companies to contact him/her, via email, SMS, call, WhatsApp, social media etc, to elaborate their product offering, features, offers etc.
Free Credit Score: The company has collaborated with CRIF High Mark for providing credit reports of the consumer. By providing required information the consumer agrees to below terms
In connection with submission of the application for my credit information (“Consumer Credit Information”) offered by CRIF High Mark (“CIC”) through Fininfinity Technologies Pvt Ltd “FinMapp” (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
The company has collaborated with several banks, FI, NBFC to offer their loan products through its app. the customer understand that approval and disbursement of loan is governed by internal policies of the lander and the company has no control/influence on the same and this is lander’s discretionary right to accept or reject any application at any point, hence the company does not promise that the every applicant will get the loan as applied by him.
The company offers several credit cards on its app. Credit cards are issued by various banks and financial institutions. Credit card companies possess discretionary right to accept or reject any application. The company has no control over evaluation of application, issuance, delivery of cards and various charges associated with the issuance or/and use of the card. The customer is advised to visit the credit card provider’s website to read the card’s full features, benefits, charges and other terms & conditions.
The company is a Corporate Agent as approved by IRDAI vide license no……………. valid till …………………. . The company sells insurance products of the following insurers
ICICI Prudential Life Insurance SBI Life PNB Metlife
ICICI Lombard General Insurance HDFC Ergo General Insurance ACCO General Insurance
Insurance policy is generally issued as soon as the insurance premium is paid, however, in few cases where Tele Medication is required the policy is issued only after successful completion of Tele medication. In case the insurer refuses to issue the policy post tele medication the premium paid shall be refunded by the Insurance company within….. days after deducting the cost of such tele medication, if any.
Refund Policy: Premium once pay may or may not be refunded. Refund of premium paid is governed by the policy of the insurer to whom the premium is paid, FinMapp has no control over the same. The premium may be refunded only on special circumstances as approved by the insurance company. The refund shall be made by cheque or by direct bank transfer or by reversing the original mode of payment as per the policy of the relevant insurer.
Cancellation: Cancellation of insurance policy is governed by the cancellation policy as laid down by the insurance company as chosen by the customer for his insurance cover.
Insurance is the subject matter of solicitation.
The company is a Registered Corporate Agent with AMFI has registration no as ARN – 175359 having validity period from 18/02/21 to 17/02/2024. The company sells a mutual fund scheme as offered by the AMC with no modifications. Amount invested in Mutual Fund is invested by the AMC as per the Scheme Information Document, the invested is advised to read SID and KIM (Key Information Memorandum) of the relevant scheme before investing to know about the asset allocation, Risk Factors Associated with the scheme, charges and redemption/ Liquidity provisions.
Statutory Warning; – “Mutual fund investments are subject to market risks, read the offer document carefully before investing.”
The company is associated with Angel Broking for the opening of DeMat account. The user is advised to visit
Research calls / Stock Recommendations
The company has collaborated with Angel Broking to provide periodical stock to trade/invest. The user understands and acknowledges that investment in a stock solely depends upon the risk profile of the customer. Neither the company nor Angel Broking/Angel One shall be responsible for any loss incurred to the customer by the reason of trading/investment in stocks recommended by the FinMapp app.
User declares and acknowledges that
Disclaimer and Warranties
User understands and agrees that he/she is using this app at his/her sole risk.
FinMapp will not be liable for any direct, indirect, incidental, special or consequential damages in connection with this agreement or the products in any manner, including liabilities resulting from (1) the use or the inability to use the app / website content or products; (2) any products purchased or obtained or transactions entered into through the app / website or on any third-party app/website by following link provided in the app/website; or (4) any lost profits you allege.
Besides making all attempts to make the information/links to third party platforms accurate, reliable, complete and updated, FinMapp does not claim that all the information/links/logos etc used in the app/website are accurate, reliable, complete and updated in all respects. Thus, the company does not claim any liability for loss incurred to any customer due to change in terms and conditions, features, charges of any product purchased through the FinMapp app. the customer is advised to verify information provided on the app/website with the original product website.
FinMapp shall be liable for losses, delays, failures, errors, interruptions or losses of data in its performance of its obligations under this Agreement if and to the extent it is caused, directly or indirectly, by reason of circumstances beyond their reasonable control, including without limitation, acts of God, action or inaction of civil or military authority, war, terrorism, riot, fire, flood, sabotage, labor disputes, elements of nature, change in govt policies or non-performance by a third party. In any such event, the company shall be excused from any further performance and observance of obligations so affected only for so long as such circumstances prevail and such party continues to use commercially reasonable efforts to recommence performance or observance as soon as practicable.
If, by any reason whatsoever, any clause(s) of this document stands inoperative/invalid/illegal, temporarily or permanently, only said clause/clauses shall become inoperative/invalid/illegal, all other clause(s) shall remain enforceable/valid with or without modification in the interpretation of said valid clause(s).
You are aware and agree that the company can transfer, temporarily or permanently, assign any right or obligation arising from this agreement, with or without prior notice, to any third person.
Dispute Resolution and Applicable Law
Any dispute arising out of or in connection with this document/ agreement shall be adjudicated by a Sole Arbitrator in accordance with the Arbitration and Conciliation Act, 1996, as amended, applying applicable Indian laws. The seat and venue of such arbitration shall be New Delhi. All proceedings of such arbitration, including, without limitation, any awards, shall be in the English language. The award shall be final and binding on the Parties.
In the event of termination of this agreement, some provisions of this agreement shall continue to be binding upon the parties who have entered in the agreement at any time. Clauses related to Copyright and Intellectual Property Right, User Declaration, Disclaimer and Warranties, Force Majeure, Dispute Resolution and Applicable Law. Termination of this agreement has no impact over liabilities arising out of acts already performed before termination.
Complains and Support
In case the user wants to file a complaint and seeking any support to use the app / website he/she can contact us at:-
Fininfinity Technologies Pvt Ltd
206 , 2 nd floor , Tower B, Millenium Plaza ,Sector 27 , Gurgaon , Haryana – 122009